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Questions and Answers


What is amortization?
What is negative amortization?
What is simple interest?
   What is the future and present value for simple interest?
What is compound interest?
   What is the future and present values for compound interest?
What is continuous interest?
   What is the future value for continuous compounding?

What is the effective annual yield?
Nominal versus effective interest rate

Fixed-rate, variable-rate and interest-only mortgages.
How do you calculate a fixed-rate mortgage by hand?
How do you calculate an interest-only loan by hand?


Years to double wealth? Rule of 70.
How do I calculate unearned interest? Actuarial method and the rule of 78.


What is APR? Sample APR calculations.
Finance charge per $100 financed

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